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AI financial secretary

Invoicing, Pro forma, Deadlines— just ask, I’ll handle it.

Invoices, VAT, deadlines: say it in your own words, it handles the rest, you approve.

  • 5 invoices a month, free
  • No live invoice without your approval
  • Asks when unsure
  • Works withSzámlázz.huSzámlázz.huBillingoBillingo

invoice Lendület Kft. for June office cleaning, 4 visits at 18,000

  1. partner: Lendület Kft.
  2. 27% VAT totalled
  3. ready – take a look

Buyer

Lendület Kft.

1095 Budapest, Soroksári út 12.

26482913-2-43

preview
Office cleaningVAT 27%

4 visit × 18 000 Ft

net
72 000
VAT
19 440
Net
72 000 Ft
VAT
19 440 Ft
Gross91 440 Ft

bank transfer · due 06.19.

How it works

You type it, the assistant takes it from there.

This is the actual interface — you type a request and the assistant takes it all the way: finds the partner, issues proformas and invoices, sends emails, records payments. Here it walks you through.

You used to fill it in.Now you just say it.

Same invoice, same NAV compliance. One sentence instead of 2–4 minutes of looking up data and clicking per invoice.

Before

New invoice
Customer name
Tax number
Line item
Quantity
Unit price
VAT rate
Due date

With the assistant

Describe in one sentence what to issue

Invoice Réti for the May consulting: 12 hours at 11,000, due in 8 days.

Review the prepared invoice and approve

Réti és Társa Bt.

Business consulting · 12 hours × 11 000 Ft · VAT 27%

issued
Gross167 640 Ft
SZL-2026/0148 · reported to NAV · today 09:41

3:14saved per invoice

Try it on your own invoice

Security

Built-in checks before anything goes live.

You approve every invoice, mistakes are reversible, your key is encrypted, and NAV reporting isn’t on you.

You decide

An extra lock on big items

Set your own caps on amount and daily count, and require a passkey before large issues. No one can invoice in your name from a machine left unlocked.

Fixable and transparent

Mistakes are reversible

Wrong invoice? A storno or correction from one sentence, the way NAV expects it. Every step lands in your activity log with a timestamp.

Your account is protected

Your key is encrypted, you stay in control

We store your szamlazz.hu or Billingo key with AES-256-GCM encryption. It never reaches your browser or the AI model.

Two-step login, passkeys too

Add an authenticator code, or sign in with a passkey. On a phishing copy of the site, a passkey doesn’t work.

We never move your money

Bank transactions come from the statement (CSV) you upload. We never connect to your bank and cannot pay in your name.

Compliance

European data handling

Your data stays in the EU, with a Hungarian operator, under GDPR. The AI doesn’t train on your invoice data.

NAV reporting is automatic

Your provider reports issued invoices to NAV, nothing for you to do.

Encryption, permissions, logging. How we protect your data

Start free, with these brakes on

Plans

Start free. Pay when it pays off.

5 invoices a month, free forever, no card. Outgrow that, and Pro speeds up your regular outgoing invoicing and chases late payers for you; Ultra also keeps incoming invoices, VAT, and the accountant package in one place.

2 months free on annual

Free

Risk-free trial

Right for you if you want to try it with a few invoices, no risk.

0 Ftforever

  • 5 live invoices / month
  • AI chat + receipts
  • Buyer lookup from tax number
  • Invoices in 15 languages
  • Up to 3 saved partners
  • Basic overview
Try it free
Most popular

Pro

For invoicing regularly without chasing your money

Right for you if you invoice regularly and would rather not chase your money.

3490 Ft+ VAT / mo

4432 Ft incl. VAT

  • Unlimited live invoices
  • Automatic payment reminders
  • Late-interest calculator
  • Unlimited saved partners
  • Proforma → final invoice
  • The assistant’s long-term memory
  • Line-item templates
  • NAV invoice-history import
  • Email support
Invoice with Pro

Ultra

For keeping incoming invoices, VAT, and the accountant package too

Right for you if you want incoming invoices, VAT, and the accountant package in one place too.

10 990 Ft+ VAT / mo

13 957 Ft incl. VAT

  • Everything in Pro
  • Incoming invoices and debts
  • Manual expense entry (foreign invoices, receipts)
  • Supplier NAV import
  • VAT balance report
  • Accountant CSV export
  • Automatic monthly accountant package
  • Bank statement matching (CSV)
  • Period comparison
  • Priority support
Get organized with Ultra

No live invoice without your approvalYour key stored encrypted (AES-256)Your data stays in the EU30-day money-back on annual plans

Prices are net of VAT. Your invoicing provider’s own fee runs on top, on your account – it is not ours. Billingo: API plan 2 390 Ft + VAT/mo (1 999 Ft on annual billing), e-invoicing also needs their Basic plan (+1 990 Ft + VAT). szamlazz.hu: Számla Agent 2 690 Ft + VAT/mo, billed afterwards on actual usage – 0 invoices = 0 Ft –, e-invoicing also needs their #start plan (+1 990 Ft + VAT). Switch or cancel your plan anytime in Settings; annual plans come with a 30-day money-back guarantee.

FAQ

The questions people ask.

The most common questions before you start.

Who actually issues the invoice?

The invoice is issued and reported to NAV by szamlazz.hu or Billingo, the same proven system you’d use anyway. The assistant assembles it from your request and only submits it there with your approval.

Does this replace my accountant?

No. The assistant keeps things in order alongside your accountant: it issues invoices, tracks deadlines, and prepares the VAT and the monthly package your accountant receives. The filing and the professional work stay with them.

What does it cost in total?

Two fees run: your titkár.ai subscription and your invoicing provider’s own fee on your account – the latter is not ours. The two providers cost about the same: Billingo’s API plan is 2 390 Ft + VAT/mo, szamlazz.hu’s Számla Agent is 2 690 Ft + VAT/mo – both up to 50 documents a month, and e-invoicing needs a base plan with either (Billingo Basic or #start), another 1 990 Ft + VAT. The difference that matters: the Agent fee is billed afterwards, on actual usage – in a month when you don’t invoice through the assistant, there is no fee – while the Billingo API plan is a fixed subscription. Signing up and trying the assistant is free.

What happens when I hit the 5 free invoices a month?

Nothing breaks: we let you know, and if you invoice regularly, you switch to Pro in one click. Free stays free forever regardless.

Is my szamlazz.hu key safe?

Yes. We store your key with AES-256-GCM encryption, and only our server unlocks it when issuing. It never reaches your browser or the AI model.

What does the AI see from my invoices?

Only what your request needs: the chat text, and minimized partner/line-item data for tools. It never receives your invoicing key, card details, or NAV technical password. On the paid Gemini API your content is not used to train the model, your data is not used for ads and never mixed with other accounts.

Can it file eÁFA or my VAT return on its own?

No. The AI prepares drafts and checks, but filing a return, sending email, or issuing a live invoice only happens when you click. The agent has no filing tool, so a malicious email or supplier invoice cannot submit a return in your name.

Can I cancel anytime?

Yes, in one click in Settings, no strings attached. You can also delete your stored invoicing key there anytime with “Disconnect”, and from that moment we cannot invoice in your name. Your invoices and partners stay.

Didn’t find your question? Write to us: info@titkar.ai

Issue your first invoice today.

You describe it like you would to ChatGPT, only the assistant actually issues it once you approve. 5 invoices a month on the Free plan, no card.

Start free

Make a typo. It still gets you.