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AI financial secretary

Over 100 financial tasks.One secretary.

It issues invoices, pulls your incoming bills from NAV, drafts your VAT return, watches the deadlines, and hands your accountant the monthly package. You just approve.

No card needed, 2 minutes

  • Your incoming invoices, free
  • No live invoice without your approval
  • Built-in invoicing, direct to NAV

invoice Lendület Kft. for June office cleaning, same as last month

  1. partner: Lendület Kft.
  2. May: 4 visits × 18 000 Ft
  3. ready – take a look

Lendület Kft.

1095 Budapest, Soroksári út 12.26482913-2-43

preview
Office cleaningVAT 27%

4 visit × 18 000 Ft

Net
72 000 Ft
VAT
19 440 Ft
Gross91 440 Ft
payment
bank transfer
due
06.19.

How it works

You type it, the assistant takes it from there.

This is the actual interface — you type a request and the assistant takes it all the way: reconciles incoming invoices with NAV, suggests ledger codes, builds and sends the accountant package — and issues invoices from one sentence.

Everything you can ask: 4 areas, 120 capabilities

Security

Built-in checks before anything goes live.

You approve every invoice, mistakes are reversible, your key is encrypted, and NAV reporting isn’t on you.

In your hands

An extra lock on big items

Set your own caps on amount and daily count, and require a passkey for large issues — no one can invoice in your name from a machine left unlocked.

Mistakes are reversible

A storno or correction from one sentence, the way NAV expects it; every step lands in your activity log.

Leave NAV to us

Your key is encrypted, you stay in control

We store your NAV technical user credentials with AES-256-GCM encryption; they never reach your browser or the AI model.

NAV reporting is automatic

We report issued invoices to NAV directly; stalled submissions retry on their own, and we reconcile daily against NAV’s records — nothing stays unreported.

More guarantees

Two-step login, passkeys too

Add an authenticator code or sign in with a passkey — on a phishing copy of the site, a passkey doesn’t work.

We never move your money

Bank transactions come from the CSV statement you upload — we never connect to your bank and cannot pay in your name.

We flag filing deadlines early

We track your VAT and local business tax deadlines on every plan and flag them in time.

Encryption, permissions, logging. How we protect your data

Start free, with these brakes on

Plans

See what you’ve been invoiced — free.

Connect your NAV account without a card and see your incoming invoices and what you owe in one place. Pro handles your invoicing. Ultra gets month end in order too: coding suggestions, VAT totals, and a ready-to-send accountant package.

2 months free on annual

Free

See what is coming in, and invoice too

Right for you if you just want a look around: incoming invoices, what you owe, five live invoices a month.

0 Ftforever

  • Your incoming invoices, pulled from NAV
  • What you owe, totalled
  • 5 live invoices / month
  • AI chat + built-in, direct-to-NAV invoicing
  • Buyer lookup from tax number
  • Invoices in 15 languages
  • Up to 3 saved partners
Try it free
Most popular

Pro

For invoicing regularly without chasing your money

Right for you if you invoice regularly and would rather not chase your money.

5990 Ft/ mo, VAT incl.

4717 Ft net + VAT

  • Unlimited live invoices
  • Automatic payment reminders
  • Late-interest calculator
  • Unlimited saved partners
  • Proforma → final invoice
  • The assistant’s long-term memory
  • Line-item templates
  • NAV invoice-history import
  • Email support
Invoice with Pro

Ultra

Your incoming invoices, your VAT and month end — handled

Right for you if you would rather not dig through incoming invoices and VAT every month end.

14 990 Ft/ mo, VAT incl.

11 803 Ft net + VAT

  • Everything in Pro
  • Incoming invoices line by line, with coding suggestions
  • VAT balance and eVAT draft
  • Automatic monthly accountant package
  • Accountant CSV export
  • Bank statement matching (CSV)
  • Manual expense entry (foreign invoices, receipts)
  • Daily automatic NAV refresh
  • Period comparison
  • Priority support
Get organized with Ultra

No live invoice without your approvalYour key stored encrypted (AES-256)Your data stays in the EU30-day money-back on annual plans

How it worksBuilt-in invoicing: the assistant issues your invoice and reports it to NAV. Your only fee is titkár.ai.

FAQ

The questions people ask.

The most common questions before you start.

Who actually issues the invoice?

titkár.ai does. We are a full invoicing program: the document is created here and the data goes straight to NAV’s Online Invoice system – you do not need a separate invoicing program. The assistant assembles it from your request and issues it only with your approval.

Does this replace my accountant?

No. The assistant keeps things in order alongside your accountant: it issues invoices, tracks deadlines, and prepares the VAT and the monthly package your accountant receives. The filing and the professional work stay with them.

What your accountant gets from us
What does it cost in total?

One fee runs: your titkár.ai subscription. There is no separate invoicing-program subscription and no usage-based agent fee – we issue the invoice and file the NAV data ourselves. Signing up and trying the assistant is free.

What happens when I hit the 5 free invoices a month?

Nothing breaks: we let you know, and if you invoice regularly, you switch to Pro in one click. Free stays free forever regardless.

Is my NAV access safe?

Yes. We store your NAV technical user credentials with AES-256-GCM encryption, and only our server unlocks them when issuing and filing. They never reach your browser or the AI model.

What does the AI see from my invoices?

Only what your request needs: the chat text, and minimized partner/line-item data for tools. It never receives your card details or your NAV technical user’s password and keys. On the paid Gemini API your content is not used to train the model, your data is not used for ads and never mixed with other accounts.

Can it file eÁFA or my VAT return for me?

Yes — but only after your approval. The AI prepares and checks the return, and on your request stages it in NAV’s eÁFA system, but submitting is a separate button on the card that only you can press. The same goes for sending email or issuing a live invoice. So a malicious email or supplier invoice cannot submit a return in your name.

Can I cancel anytime?

Yes, in one click in Settings, no strings attached. No live invoice is ever issued without your approval, and you can overwrite your NAV technical user credentials in the same place anytime. Your invoices and partners stay, and you can download them in a single JSON file.

Didn’t find your question? Write to us: info@titkar.ai

See what month end has waiting for you.

Connect your NAV account and the assistant pulls in your incoming invoices — you see what you owe. It issues invoices too, from one sentence. No card needed.

Start free

Make a typo. It still gets you.